The Wilson Wealth Show

Ep 52: Married, Single, or Somewhere In Between: Who Has More Wealth?

In this episode of the Wilson Wealth Show, hosts Ablavi Gbenyon-Little and Maurice Wilson explore whether married people are actually wealthier than singles and why the answer isn’t simple. Research shows married households often have higher net worth on average, but correlation doesn’t equal causation — factors like income, education, age, and when people marry play a big role.

Maurice explains how marriage can offer financial advantages (tax and legal benefits, combined incomes, estate planning) but also creates risks when partners have different money habits, hidden debt, or face divorce. He also discusses how marriage is increasingly aligning with socioeconomic status and why trusts, prenuptial/postnuptial agreements, and clear financial conversations matter for protecting family wealth.

For singles and couples alike, the episode emphasizes practical steps: live below your means, save consistently, invest for the long term, protect your income and assets, and create a written financial plan. Whether you’re single, married, engaged, or somewhere in between, intentional financial behavior — not marital status — determines your financial future.

Ultimately, relationship status may influence your financial journey but it does not determine your destination; smart planning and honest communication can help anyone build and preserve wealth.

Ep 51: Should Business Owners Use Debt to Grow Their Business

On this episode of The Wilson Wealth Show, host Ablavi Gbenyon-Little welcomes founder and CIO Maurice Wilson and guest Kimi Walker to debate whether business debt helps growth or harms stability. The conversation opens with each expert sharing their background and why financial security matters.

Maurice argues that strategic, productive debt can accelerate growth—when it funds staff, inventory, equipment, or marketing that produces returns. He stresses having a plan, measuring cash flow and ROI, and using lower-cost options like securities-backed loans when appropriate. He also warns about inflation and interest risks and the danger of unmanaged lifestyle debt.

Kimi emphasizes caution, especially for service-based businesses with human-limited capacity. She recommends using liquid reserves over high-interest credit, focusing on profitability rather than flashy revenue numbers, and ensuring you can cover living and business expenses before taking on large loans.

The hosts discuss practical metrics—profit margins, working capital, and replacement salary—urging business owners to track cash flow weekly, consult credentialed accountants and advisors, and build several months or years of runway to avoid having to return to a job. Quick-fire takeaways include: only borrow with a clear plan, avoid emotional borrowing, and make number-checking a regular habit.

Bottom line: there is no one-size-fits-all answer. Debt can be a powerful tool when used strategically and monitored closely, but it can become a trap without strong cash flow, planning, and discipline. Business owners should match debt choices to their model, risk tolerance, and long-term goals.

Ep 50: Does College Still Make Sense in 2026?

On this episode of the Wilson Wealth Show, host Ablavi Gbenyon-Little sits down with Founder and CIO Maurice Wilson to tackle a question many parents are asking in 2026: Does college still make sense for our kids? With rising tuition costs, student loan concerns, and changing career opportunities, Maurice explains why families must approach higher education more strategically than ever.

The conversation explores when college is still a worthwhile investment—especially for careers like medicine, law, engineering, accounting, nursing, and education—and when alternative paths such as skilled trades, entrepreneurship, cybersecurity, software development, sales, and real estate may offer strong financial outcomes with less debt.

Maurice breaks down the importance of evaluating the return on investment (ROI) of education by considering cost, earning potential, job demand, and a student’s strengths and interests. He also shares practical advice for parents, including using 529 plans, teaching financial literacy, encouraging career exploration, and balancing college savings with retirement planning.

Drawing from personal experience as a father with a daughter in college, Maurice offers thoughtful perspective on preparing kids not just for school—but for long-term success. Ablavi also reflects on the emotional side of parenting and how quickly children grow.

Whether you’re raising young kids or preparing for college decisions now, this episode will help you think differently about education, debt, and building a future with intention.

Ep 49: Is It Too Late to Build Wealth at 40?

On this episode of the Wilson Wealth Show, host Ablavi Gbenyon-Little speaks with founder and CIO Maurice Wilson about whether its too late for 40-year-olds to build wealth for retirement. Maurice explains that 20–30 years is still plenty of time for compounding to work and gives a clear example of how consistent investing can grow into a meaningful nest egg.

The episode covers practical first steps: assess your current finances, increase contributions, capture your employer match, pay down high-interest debt, and invest with a strategy that matches your goals and risk tolerance. Maurice also emphasizes tax-efficient planning to keep more of what you earn.

For entrepreneurs, Maurice outlines options like solo 401(k)s, SEP IRAs, and cash balance plans, and stresses the importance of having an exit strategy and working with an advisor. He also warns against common mistakes—waiting for the perfect time, taking excessive risks, keeping too much cash, ignoring taxes and inflation, and trying to do everything alone.

The episode closes with encouragement: start immediately, be consistent, invest wisely, and seek professional guidance. Your financial future can change dramatically with focused action today.

Ep 48: High Earner, Unhappy Life I make $250K and I Hate My Job

On this episode of the Wilson Wealth Show, host Ablavi Gbenyon-Little and founder Maurice Wilson explore a common but seldom-discussed problem: earning six figures yet feeling unfulfilled. Their guest, Shawnte Bell, a former HR executive turned entrepreneur, shares her journey from corporate leadership to building two businesses.

Shawnte explains why money alone doesn’t guarantee happiness—covering burnout, workplace isolation, microaggressions, and the false sense of security that comes with a steady paycheck. She describes the practical and emotional factors that pushed her to leave a high-paying role and pursue entrepreneurship.

The conversation also covers financial realities for high earners: higher taxes, lifestyle creep, fewer job options at the top, and the importance of building financial cushions and multiple income streams. Maurice and Shawntae discuss strategies for preparing to transition—saving deliberately, treating major purchases differently, building networks, and making business ideas concrete.

Shawnte’s advice is straightforward: identify fears and blind spots, write a plan, act deliberately, and balance faith and wisdom in the leap. She emphasizes that entrepreneurship isn’t for everyone but urges listeners to create financial flexibility so work is a choice, not an identity.

To connect with Shawnte, find her on LinkedIn (Shawnte Bell) and follow Sparkle Squad NW Gwinnett on social channels. The episode closes with a reminder that making money matters, but building a life you enjoy is priceless.

Ep 47: Why High-Income Earners Don’t Do What They Should — with Jon Bolston

Hosts Maurice L. Wilson and Jon Bolston discuss why many high-income earners miss obvious but important financial moves and outline practical steps to take control of taxes, investments, and legacy planning.

They explain Roth options inside employer plans, after-tax contributions and the backdoor Roth technique as ways to build a tax-free bucket for retirement and avoid a large taxable bill later.

The episode critiques target-date funds for often becoming too conservative too early and stresses tailoring risk to account balances and long retirement horizons rather than following a cookie-cutter glide path.

They also cover how taxable brokerage margin accounts can let you borrow against positions (like RSUs) to access cash without selling, or to opportunistically increase exposure—while noting the leverage risk involved.

Finally, they emphasize estate planning—setting up trusts and clear documents to avoid probate, protect family outcomes, and keep assets flowing the way you intend.

Ep 46: Credit Scams You Can't Afford to Ignore - Part 2 with Nykea Gray

Episode 45 of The Wilson Wealth Show features special guest Nakia Gray and focuses on how credit and financial scams target businesses, seniors, and families. The hosts discuss rising phishing attacks, cyber insurance, and best practices for small businesses such as separating personal and business emails and using security checks. Nakia explains common scams against seniors — including romance and trusted-contact fraud — and offers ways adult children can protect aging parents without controlling them, like co-owning accounts and staying informed. The episode covers crypto and investment fraud warnings, key red flags (too-good-to-be-true returns, urgency, and requests to wire funds), and practical prevention tips: never click suspicious links, verify URLs and sellers, watch social media marketplaces and Zelle transactions, and freeze credit if needed. Guests emphasize never feeling embarrassed if scammed, speaking up to help others, and acting quickly. The show closes with takeaways: fraud is a form of wealth transfer, intelligent people are targeted intentionally, and protecting wealth is as important as building it.

Ep 45: Scams You Can't Afford to Ignore - Part 1 with Nykea Gray

There was a time scams arrived by mail; now they arrive by text, email, and phone, often sounding official and targeting people when they're most vulnerable.

This episode explains why fraud matters to anyone building wealth: a single wire fraud, identity theft, or targeted scam can wipe out years of disciplined saving and transfer wealth to criminals.

We discuss impersonation scams and real estate wire fraud—how scammers intercept emails, create near-perfect fake instructions, and why you must always verify wiring details by phone using a known number.

Learn how identity theft has evolved into sophisticated online and synthetic fraud, and the immediate steps to take if you suspect theft: notify your banks, contact credit bureaus, and clean compromised devices.

Entrepreneurs and business owners are also targeted—watch for fake customers, phishing links, and coercive tactics like urgency or secrecy. Slow down, verify, and use fraud-prevention tools to protect yourself and your business.

Ep 44: Preventing Colon Cancer: What Every Family Needs to Know

On this episode of the Wilson Wealth Show, host Ablavi  Gbenyon-Little speaks with Maurice Wilson and gastroenterologist Dr. Kimmyeh Eboh about Colon Cancer Awareness Month and why colorectal cancer disproportionately affects African Americans.

They explain what colon cancer is, how it develops from precancerous polyps, and why colonoscopy is powerful—it both detects and removes polyps, preventing cancer. The recommended screening age for most people is now 45, and earlier for those with a family history.

Dr. Eboh covers common warning signs to never ignore (rectal bleeding, iron-deficiency anemia, persistent bowel changes, unexplained weight loss), the importance of properly completing bowel prep, and what happens during the sedated procedure. She also outlines other screening options for average-risk individuals and how a family history or risk factors change timing.

They discuss lifestyle risk factors (obesity, smoking, heavy alcohol use, red/processed meats, low fiber, sedentary behavior) and stress that early detection leads to very high survival rates—screening can literally save lives.

Ep 43: How Two Business Owners with the Same Revenue End Up Millions Apart

Two business owners earn the same revenue, but different tax architecture leads to very different outcomes. This episode explains how the tax code rewards business ownership, investments, real estate, retirement plans, and philanthropy when structured correctly.

Practical strategies covered include the S‑Corp election to reduce self‑employment tax, defined‑benefit and cash‑balance retirement plans for high earners, and real estate tactics like depreciation, cost segregation, and 1031 exchanges to defer and reduce taxable income.

Charitable tools such as charitable remainder trusts and donor‑advised funds are explained as ways to manage capital gains and support legacy goals, along with the lesser‑known Augusta Rule for short‑term rental of a personal home to your business.

The hosts also warn about common pitfalls: underpaying yourself in an S‑Corp, liquidity strain from aggressive tax plays, making bad investments for tax benefits, and failing to coordinate CPAs, advisors, and estate attorneys. Key takeaways emphasize long‑term planning, reasonable compensation, liquidity planning, and professional coordination to use tax strategies safely and effectively.